Terms of Use

Last updated: March 2026

BDJ Finance LLC ("BDJ" or the "Company") is an independent investment adviser. BDJ is not registered with the U.S. Securities and Exchange Commission but will file an application to be treated as an exempt reporting adviser when required. Even if registered, registration does not imply a certain level of skill or training.

The opinions expressed herein are those of BDJ and are subject to change. Past performance is not indicative of future results. Forward-looking statements cannot be guaranteed.

The information contained on this website is being provided for information purposes only and is not an offer to sell or the solicitation of an offer to buy any securities or instruments. Before making any investment decision, individuals should consult their own advisors, including legal and tax advisors.

Acceptance of the Terms of Use

These Terms of Use govern your access to and use of keyvaultfund.com, including any content, functionality, and services offered on or through the site (the "Website"). By using the Website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, you must not access or use the Website. This Website is available to users eighteen (18) years of age or older.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when posted. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

Intellectual Property Rights

The Website and its entire contents, features, and functionality are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. These Terms permit you to use the Website for your personal use only.

Trademarks

The Company name, BDJ, KeyVault Fund, our Company logos, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable federal, state, local, or international law or regulation.
  • Transmit any advertising or promotional material, including "junk mail" or "spam."
  • Impersonate or attempt to impersonate the Company, a Company employee, or any other person or entity.
  • Use any robot, spider, or other automatic device to access the Website.
  • Introduce any viruses, Trojan horses, worms, or other malicious material.
  • Attempt to gain unauthorized access to any parts of the Website or connected systems.

Disclaimer of Warranties

YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms shall be governed by and construed in accordance with the laws of the State of Utah. Any legal suit, action, or proceeding arising out of these Terms shall be instituted exclusively in the state and federal courts located in the State of Utah.

Arbitration

At Company's sole discretion, it may require You to submit any disputes arising from the use of these Terms or the Website to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association applying Utah law. The parties agree to arbitrate solely on an individual basis — class arbitration is not permitted.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Contact

All notices, feedback, and other communications relating to the Website should be directed to: info@keyvaultfund.com